Auto Financing & Loans Available in Lancaster PA
Bergey's Dodge Ram FIAT of Lancaster takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
We Make it Easy!
Should You Lease Your New Bergey's Dodge Ram FIAT of Lancaster Vehicle?
Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.
Benefits of Financing
Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.
Flexible Credit Options
Bergey's Dodge Ram FIAT of Lancaster can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.
Frequently Asked Questions
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
Ready to begin?
Auto Financing Solutions for Every Budget and Credit Situation
At Bergey's Dodge Ram FIAT of Lancaster, we understand that securing the right financing is just as important as finding the perfect vehicle. Our experienced finance team works with multiple banks, credit unions, and lending institutions to provide competitive rates and flexible terms for customers across all credit situations. Whether you're looking to finance or lease a new Dodge, Ram, or FIAT vehicle, or seeking financing for a quality used car or truck, we offer comprehensive solutions that fit your budget and lifestyle needs. As part of Bergey's Auto Group with over a century of automotive heritage, we combine extensive lending relationships with personalized service to ensure every customer receives financing options that support their vehicle ownership goals.
We offer both traditional auto loans that build equity in your vehicle investment and flexible leasing options with lower monthly payments for those who prefer driving newer vehicles with the latest technology. Our finance team specializes in both personal and commercial vehicle financing, understanding the unique cash flow needs of business customers while also helping individuals establish or rebuild credit through responsible auto financing. Additionally, we provide fair trade-in evaluations that can reduce your financing needs, and we stay current with manufacturer incentives and special financing programs that maximize your savings on new vehicle purchases.
Transparent Process and Comprehensive Support
Our financing process is transparent and straightforward, with no hidden fees and clear explanations of all terms and conditions before you sign any agreements. From our convenient online application that begins the pre-qualification process to same-day approval and delivery for qualified customers, we work efficiently to get you behind the wheel of your ideal vehicle. Our commitment extends well beyond the financing process, as our team remains available to answer questions, assist with payments, and provide ongoing support throughout your ownership experience. We proudly serve customers from Lancaster, Lititz, Reading, Ephrata, Lebanon, and surrounding Pennsylvania communities with the personalized attention and expertise that distinguishes family-owned dealerships.
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Bergey's Dodge Ram FIAT of Lancaster
1475 Manheim Pike
Lancaster, PA 17601-3125
- Sales: (717) 925-3839
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